Category Archives: money tips

Target’s No-Receipt Return Policy Limit

Question from Kasey: Hiya. Recently tried to return some items to Target without a receipt and they said I exceeded my return limit? What does that mean? Answer from JD: I asked the return desk at our local Target and they said that without a receipt  Target has a 12 month $70 return policy limit. So, without receipts you can only return $70 worth of stuff  during a 12 month time period 🙁 They enforce this limit by checking your drivers

Chase 5% Credit Card Cash Back Calendar 2012

Here’ s hoping your 2012 is off to a great start 🙂 and to help you save some money this year, make sure to signup for your cashback via this link: https://creditcards.chase.com/freedom/Activate.aspx To help you remember where and when to save, here are ALL the Chase Freedom credit card 5% cashback reward categories for 2012: January – February – March Gas stations Amazon.com Activation starting: December 15, 2011 April – May – June Grocery stores Movie theaters Activation starting: March 15, 2012 July –

How to cancel Verizon cell phone service

Surprisingly, as of 2011.12.27, Verizon does not allow you to cancel your wireless cell phone service via their website. If you try to contact them about canceling your account, you will receive the following message: If you wish to cancel your service, you will need to speak to someone at Customer Service. Please call us at 1-800-922-0204 and press prompt 4. So, to cancel service your best bet will probably be to call that number!

Lump sum payout versus annuity payments

While visiting John in STL recently, his girlfriend regaled with me a tale of a man (we’ll call Fred) who received a large settlement from his wife when they divorced. Fred then proceeded to move to Thailand (a lifelong dream of his) where he started a resort and began construction on a mini-mansion. Unfortunately he ran out of money shortly afterwards and is apparently now destitute 🙁 These types of stories, with variations, are surprisingly common: someone wins the lottery

Chase QuickDeposit Review and Updates

If you routinely use the Chase QuickDeposit program, for example via the Chase mobile banking Android app, then these update notifications may be useful to you. The big change is that as of October 2nd the daily deposit limit has been increased to $2K and the monthly limit is increased to $5K. This makes the service much more useful IMHO as the previous $1K/$3K max was a bit limiting… [full review to be posted later] Here are the update messages from Chase:

Chase 5% Cash back rewards calendar (October-November-December 2011)

October-November-December 2011: 5% cash back categories for Chase Freedom credit cards Dining Department stores Movie theaters Charitable organizations Plus an extra 5% cash back on up to $1,500 spent at Kohl’s! So make sure to signup to activate your 5% cashback and save! PS you can find the 5% bonus signup link via your Chase.com account or you can go directly to: https://www.chasebonus.com/ More details for this earnings period: Earning: 5% cash back on up to $1,500 spent Period: October

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